CheckSmart Payday Loans Review - Dayton, Ohio

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2.7 9 reviews
Loan agency in Kettering, Ohio

4064 Wilmington Pike, Kettering, OH 45440, USA
15 years in business
+1 (937) 294-0500
www.ccfi.com
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–4PM
Sunday
Closed

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

What people think about CheckSmart?

Below you read some of the reviews of our customers.
Note

Important

Above there is information about a exact company. Below you can see common aspects of payday loans.

Payday Loans in Dayton, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Payday loans are the easiest loans to access in Dayton, New York. The entire process is easy. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Advantages of CheckSmart that offers payday loans in Dayton, New York

  • 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval chances. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still apply a payday loan. Such loans are designed to help meet the needs of clients with bad credit scores. There are lenders who may be happy to give you a payday loan even if you have a poor credit score. You will need a regular income to apply for a bad credit payday loan.

To get approved for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

Let's see

Other Payday Lenders in Dayton, Ohio

Credit First National Association (CFNA)

6275 Eastland Rd, Cleveland, OH 44142, USA

+1 (800) 321-3950

www.cfna.com

Edward Jones - Financial Advisor: Byron Abrigg, AAMS®

4 W Main St, Canfield, OH 44406, USA

+1 (330) 533-1810

www.edwardjones.com

Advance America

Across from Iggy's Pizza US, 1365 Franklin St, Toronto, OH 43964, USA

+1 (740) 537-9326

www.advanceamerica.net

Huntington Bank

2010 S Lakeman Dr, Bellbrook, OH 45305, USA

+1 (937) 848-6861

www.huntington.com

Edward Jones - Financial Advisor: Christopher P Mohler, AAMS®

409 Myers Rd, Celina, OH 45822, USA

+1 (419) 586-9911

www.edwardjones.com

First Federal Savings & Loan

8165 Airport Hwy, Holland, OH 43528, USA

+1 (419) 822-3131

firstfeddelta.bank

Advance America

2130 Columbus Rd NE, Canton, OH 44705, USA

+1 (330) 452-8820

www.advanceamerica.net

7 17 Credit Union - Howland Branch

100 Brewster Dr SE, Warren, OH 44484, USA

+1 (330) 609-5300

www.717cu.com

Huntington Bank

48 Vienna Ave, Niles, OH 44446, USA

+1 (330) 349-9203

www.huntington.com