The Payday Light Payday Loans Review - Dayton, Ohio

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1 reviews
Loan agency in Dayton, Ohio

Smithville Rd, Dayton, OH 45420, USA
3 years in business
+1 (937) 203-1361
firstchoicepaydayloans.com
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–7PM
Saturday
9AM–3PM
Sunday
Closed

Domain Info

Created Date

2014-01-27

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Testimonials

What people think about The Payday Light?

Below you see some of the reviews of our clients.
Note

Pay Attention

The previous three items charactirize a peculiar company. But below you can find common details about payday loans.

Payday Loans in Dayton, New York

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to access in Dayton, New York. The entire process is straightforward. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Advantages of The Payday Light that offers payday loans in Dayton, New York

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to submit the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a poor credit rating. Payday loan approvals depend very much on other factors. Lenders will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the payday loan immediately.

Let's see

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Ohio University Credit Union

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+1 (740) 597-2800

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Lake Community Federal Credit Union

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Bizcorp

2440 E Dublin Granville Rd, Columbus, OH 43229, USA

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www.fastloans.club

U.S. Bank Branch

680 Broadway Ave, Bedford, OH 44146, USA

+1 (440) 232-2562

locations.usbank.com

Peoples Bank

655 Central Ave, Carlisle, OH 45005, USA

+1 (937) 743-2037

locations.peoplesbancorp.com

Farm Credit Mid-America

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+1 (740) 474-7569

Huntington Bank

215 E Crawford St, Findlay, OH 45840, USA

+1 (419) 429-4627

www.huntington.com