Day Air Credit Union Payday Loans Review - Dayton, Ohio

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4.8 445 reviews

3501 Wilmington Pike, Kettering, OH 45429, USA
+1 (937) 643-2160
dayair.org
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Testimonials

What people think about Day Air Credit Union?

Below you see some of the testimonials of our customers.
Note

Important

Now you can see general characteristics of payday loans.

Payday Loans in Dayton, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is effortless and speedy to get accepted for payday loans in Dayton, New York. The interest rate will be set specifically for each case and will depend on the personal information the consumer filled in.

APR

25% small loan cap

Advantages of Day Air Credit Union that offers payday loans in Dayton, New York

  • 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account very quickly.
  • High approval rates. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

9%
Treatment

6%
Vacation

5%
Clothes

4%
Home improvement

4%
Debt Consolidation

3%
Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a bad credit score an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some clients to help them out of fix. If you take out such a loan, it is important that you always borrow within your budget and pay off your loan commitments in a timely manner.

To get accepted for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the loan even before applying.

Let's see

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