Ohio Valley Bank Co Payday Loans Review - Gallipolis, Ohio

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4 reviews

100 Jackson Pike, Gallipolis, OH 45631, USA
+1 (740) 446-1646
ovbc.com
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM

Domain Info

Created Date

1996-05-30

Mailing Address

420 3RD AVE

GALLIPOLIS

OH

45631-1135

United States

Company Name

Ohio Valley Bank Corp.

Ohio Valley Bank Corp.

Contact Data

it@ovbc.com

+1.7404462631

+1.7404411330

Testimonials

Feedback about Ohio Valley Bank Co?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

Further there will be given the details about not a definite lending company. The information below will define general information about payday loans and its specific elements.

Payday Loans in Gallipolis, Ohio

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Gallipolis, Ohio is taken out easily and quickly. The interest percentage is set considering the category of the client: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Ohio Valley Bank Co help take out a payday loan in Gallipolis, Ohio?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued around the clock. The loan will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

A unfavorable factor taken into account by financial institutions is called as bad credit history. But this drawback is not taken as the only one by lenders to take out a loan. The lender review many aspects such as financial solvency to approve the application. Payday loans in Gallipolis, Ohio may help improve your credit score.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the payday loan, you are welcome to use the calculator. It will specify the cost of the cash advance.

Let's see

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