Civista Bank Payday Loans Review - Plymouth, Ohio

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5 reviews

49 Sandusky St, Plymouth, OH 44865, USA
+1 (419) 687-4081
www.civista.bank
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Testimonials

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Above there are details about a certain lender. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Plymouth, New York

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is easy and fast to take out payday loans in Plymouth, New York. The rates are accured on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

25% small loan cap

How will Civista Bank help issue a loan in Plymouth, New York?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Plymouth, ny will assess other aspects like payment abilities and approve a loan. This is a way to improve your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should define its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Plymouth, Ohio

Peoples Savings and Loan Company

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ATM The Ohio Valley Bank

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Wright-Patt Credit Union

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+1 (800) 762-0047

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Chemical Bank

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Walmart Money Center

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+1 (937) 653-5313

www.walmart.com

Ohio Title Loans

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Max Miller Financial Services

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+1 (937) 667-9800

Northwest Capital Financial Group, LLC

1036 Chelsea Ave, Napoleon, OH 43545, USA

+1 (419) 592-7783

www.northwestcapitalfinancialgroup.com

Woodforest National Bank

1996 E Main St, Ashland, OH 44805, USA

+1 (419) 281-1914

www.woodforest.com