Home National Bank Payday Loans Review - Racine, Ohio

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5 2 reviews

502 Elm St, Racine, OH 45771, USA
+1 (740) 949-2210
Tuesday
8AM–3PM
Wednesday
8AM–3PM
Thursday
8AM–3PM
Friday
8AM–3PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–3PM
Testimonials

What people think about Home National Bank?

Below you see some of the reviews of our clients.
Note

Important

Now you can review general characteristics of payday loans.

Payday Loans in Racine, West Virginia

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may become an easy and fast solution to a short-term problem in Racine, West Virginia. Loans from payday lenders can get you cash within a few hours. Your APR will depend on several things.

APR

31% APR for loans up to $2,000

Advantages of Home National Bank that offers payday loans in Racine, West Virginia

  • Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people apply for payday loans?

Car expenses

16%
Treatment

11%
Vacation

9%
Clothes

7%
Home improvement

7%
Debt Consolidation

5%
Bad Credit Approved

Payday loans for bad credit

Bad credit rating can usually be an obstacle to taking out a bank loan. A payday loan can help consumers who have low credit scores or have no credit score. But we recommend you that as with any debt you should only consider applying for a payday loan if you are convinced that you can make payments in good time.

To get accepted for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the loan even before applying.

Let's see

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