GenFed Financial Credit Union Payday Loans Review - Sheffield Lake, Ohio

Your personal information is safe with us
5 11 reviews

5382 Lake Rd, Sheffield Lake, OH 44054, USA
+1 (440) 949-1782
www.genfed.com
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
8:30AM–5PM
Testimonials

Feedback about GenFed Financial Credit Union?

Here you get acquainted with the reviews of our customers.
Note

Pay Attention

Above there are details about a certain lending company. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Sheffield Lake, Ohio

A short-term loan is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Sheffield Lake, Ohio is taken out simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a client will recieve.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will GenFed Financial Credit Union help take out a loan in Sheffield Lake, Ohio?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to process the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Sheffield Lake, Ohio. They assess many other factors before issuing a loan. One of them is financial capabilities. This is a way to enhance your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as annual percentage rate.

Let's see

Other Payday Lenders in Sheffield Lake, Ohio

CES Credit Union

1215 Yauger Rd, Mt Vernon, OH 43050, USA

+1 (740) 397-1136

www.cescu.com

Honda Federal Credit Union

6964 OH-235, Russells Point, OH 43348, USA

+1 (800) 634-6632

www.hondafcu.org

ATM (Key Bank)

881 OH-28, Milford, OH 45150, USA

www.key.com

ATM (Fifth Third Bank)

35 S Fairfield St, Leesburg, OH 45135, USA

+1 (866) 671-5353

www.53.com

First Financial Bank

166 S Main St, Rockford, OH 45882, USA

+1 (419) 363-4000

www.bankatfirst.com

CheckSmart

22318A Lakeshore Blvd, Euclid, OH 44123, USA

+1 (216) 289-8462

www.ccfi.com

KeyBank

3505 Sullivant Ave, Columbus, OH 43204, USA

+1 (614) 493-5845

www.key.com

Edward Jones - Financial Advisor: Stephanie A Moos

2450 Shawnee Rd, Lima, OH 45806, USA

+1 (419) 221-6901

www.edwardjones.com

First National Bank ATM

497 E Aurora Rd, Macedonia, OH 44056, USA

+1 (800) 555-5455

locations.fnb-online.com