Ohio Savings Bank, a division of New York Community Bank Payday Loans Review - Strongsville, Ohio

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3.3 4 reviews

Organization owner?

14177 Pearl Rd, Strongsville, OH 44136, USA

+1 (440) 238-9100

www.mynycb.com

Thursday

9AM–4PM

Friday

9AM–5PM

Saturday

9AM–1PM

Sunday
(Easter)

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Domain Info

Mailing Address

615 MERRICK AVE

WESTBURY

11590-6607

United States

Contact Data

robert.brown@mynycb.com

+1.5166834126

+1.231231234

Testimonials

What people think about Ohio Savings Bank, a division of New York Community Bank?

Below you get acquainted with some of the testimonials of our clients.

Note

Important

The previous three items charactirize a precise lender. But below you can find common data about payday loans.

Payday Loans in Strongsville, Ohio

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Online cash advance loans can be the right solution to your temporary financial issues in Strongsville , Ohio because they are easily obtained and easily paid off. Your APR will depend on your state law or on the payday lender's policy.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of Ohio Savings Bank, a division of New York Community Bank that offers payday loans in Strongsville, Ohio

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The money will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to complete the application. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a bad credit rating an increased opportunity to get approved for such loans. A payday loan may be the only loan available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay off your loan commitments without delays.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your payday loan.

Let's see