Citizens Bank Payday Loans Review - Wadsworth, Ohio

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4.8 9 reviews

Organization owner?

214 High St, Wadsworth, OH 44281, USA

+1 (330) 334-2591

locations.citizensbank.com

Thursday

9AM–4PM

Friday

9AM–4PM

Saturday

9AM–12PM

Sunday
(Easter)

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

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Above-shown info offers the details about a certain lender. Below-defined info is devoted to shared information about payday loans.

Payday Loans in Wadsworth, Ohio

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Hassle-free financial products are known as payday loans in Wadsworth, oh. They are issued at individual interest rates. They are dependent on personal data. It is also significant to pay back as much payday loans as possible.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Citizens Bank help issue a payday loan in Wadsworth, Ohio?

Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with personal data. It will take several minutes to review the application. The money are deposited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Lenders in Wadsworth, oh consider this circumstance not an obstacle to take out a loan. The customer of a payday loan should be prepared to objectively assess financial abilities, issue a loan, pay off the debt on schedule and not only resolve current problems, but enhance the credit rating.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator serves to calculating the APR. This is a exact cost of the payday loan.

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