Farmers & Merchants State Bank Payday Loans Review - West Unity, Ohio

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5 4 reviews

200 W Jackson St, West Unity, OH 43570, USA
+1 (419) 924-2321
www.fm.bank
Thursday
8:30AM–4:30PM
Friday
8:30AM–5:30PM
Saturday
8:15AM–12PM
Sunday
(Easter)
Closed
Monday
8:30AM–4:30PM
Tuesday
8:30AM–4:30PM
Wednesday
8:30AM–4:30PM
Testimonials

What people think about Farmers & Merchants State Bank?

Below you see some of the testimonials of our clients.
Note

Pay Attention

Above there is information about a exact lender. Below you can see common features of payday loans.

Payday Loans in West Unity, Ohio

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to get in West Unity, Ohio. The entire process is hassle-free. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of Farmers & Merchants State Bank that offers payday loans in West Unity, Ohio

  • 24/7 application. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
  • High approval chances. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

23%
Treatment

16%
Vacation

13%
Clothes

10%
Home improvement

10%
Debt Consolidation

7%
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still apply a payday loan. Such loans are created to help meet the needs of clients with bad credit scores. There are lenders who may be willing to give you a payday loan even if you have a bad credit score. You will need a regular income to be eligible for a bad credit payday loan.

To get approved for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you can use an online calculator. It will show the definite APR of your loan.

Let's see

Other Payday Lenders in West Unity, Ohio

Ohio Catholic Federal Credit Union

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+1 (888) 696-4462

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Park National Bank: Piqua West Office

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CashMax Ohio

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U.S. Bank Branch

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locations.usbank.com

KeyBank

6666 N Ridge Rd, Madison, OH 44057, USA

+1 (440) 721-6000

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Northwest Bank

4455 Liberty Ave, Vermilion, OH 44089, USA

+1 (440) 967-3124

www.northwest.bank

KeyBank

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+1 (440) 646-8612

www.key.com

Farm Credit Mid-America

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+1 (740) 400-0260

Advance America

1684 W Market St, Akron, OH 44313, USA

+1 (330) 836-0646

www.advanceamerica.net