ACE Cash Express Payday Loans Review - Youngstown, Ohio

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4.4 21 reviews
Loan agency in Youngstown, Ohio

4040 Youngstown-Poland Rd, Youngstown, OH 44514, USA
7 years in business
+1 (330) 788-1535
www.acecashexpress.com
Thursday
10AM–7PM
Friday
10AM–7PM
Saturday
10AM–6PM
Sunday
Closed
Monday
10AM–7PM
Tuesday
10AM–7PM
Wednesday
10AM–7PM

Domain Info

Created Date

1996-01-04

Mailing Address

300 E John Carpenter Fwy Suite 900

Irving

Texas

75062

United States

Company Name

Domain Administrator

ACE Cash Express

Testimonials

Feedback about ACE Cash Express?

Here you see the reviews of our customers.
Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes people get acquainted shared information about payday loans.

Payday Loans in Youngstown, New York

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Youngstown, New York is issued easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more reasonable rates a borrower will get.

APR

25% small loan cap

How will ACE Cash Express help issue a payday loan in Youngstown, New York?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to review the form. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Youngstown, New York. The lending company will assess many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its real cost. This calculator will show the APR of the loan.

Let's see

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