Advance Check Cashing Payday Loans Review - Youngstown, Ohio

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5 reviews

3700 Mahoning Ave # C, Youngstown, OH 44515, USA
7 years in business
+1 (330) 792-3773
Thursday
10AM–6PM
Friday
10AM–7PM
Saturday
9:30AM–3PM
Sunday
(Easter)
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Testimonials

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Pay Attention

Lenders are described in the first three points. Below info defines general information about payday loans.

Payday Loans in Youngstown, New York

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts vary from $100-$1,000.

This financial product in Youngstown, New York is taken out simply and quickly. The interest percentage is specified respecting the category of the borrower: the more loans are successfully paid off, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will Advance Check Cashing help take out a loan in Youngstown, New York?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to process the form. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Youngstown, New York. The company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the loan, you are welcome to apply the calculator. It will define the cost of the loan.

Let's see

Other Payday Lenders in Youngstown, Ohio

Security National Bank

100 Medical Dr, Springfield Regional Medical Center, downstairs, near cafeteria, Springfield, OH 45502, USA

+1 (937) 324-6800

securitynationalbank.com

Cashland

1108 S Shannon St, Van Wert, OH 45891, USA

+1 (419) 232-3230

Credit Union of Ohio

5500 Britton Pkwy, Hilliard, OH 43026, USA

+1 (614) 487-6650

www.cuofohio.org

GenFed Financial Credit Union

248 S Lyman St, Wadsworth, OH 44281, USA

+1 (330) 336-2150

www.genfed.com

Huntington Bank ATM

Lisbon, OH 44432, USA

www.huntington.com

Jennifer Moenter - Ameriprise Financial Services, LLC

312 N Main St, Delphos, OH 45833, USA

+1 (419) 695-7010

www.ameripriseadvisors.com

ATM (Key Bank)

601 Cleveland Rd W, Huron, OH 44839, USA

www.key.com

Civista Bank

320 S Jefferson Ave, Plain City, OH 43064, USA

+1 (614) 873-4688

www.civista.bank

The Marblehead Bank

259 Bridge Rd, Marblehead, OH 43440, USA

+1 (419) 732-6263

marbleheadbank.com