First National Bank & Trust Payday Loans Review - Okmulgee, Oklahoma

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4.8 34 reviews

Organization owner?

610 E 8th St, Okmulgee, OK 74447, USA

+1 (918) 756-8440

www.mybankfnb.com

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–3PM

Tuesday

9AM–3PM

Wednesday

9AM–3PM

Thursday

9AM–3PM

Friday

9AM–4PM

Domain Info

Mailing Address

PO Box 1037 610 East 8th Street

Okmulgee

Oklahoma

74447

United States

Company Name

Matt Harris

THE FIRST NATIONAL BANK AND TRUST COMPANY OF OKMULGEE

Contact Data

mharris@firstokmulgee.com

+1.9187582421

Testimonials

Feedback about First National Bank & Trust?

Here you grapple with the reviews of our customers.

Note

Pay Attention

Further there will be given the details about not a definite lending company. The information below will define common information about payday loans and its specific elements.

Payday Loans in Okmulgee, Oklahoma

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Okmulgee, Oklahoma are taken out problem-free. The interest percentage is dependent on the client's personal information: if you pay back more payday loans, the more efficient terms and rates payday lending companies offer.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

How will First National Bank & Trust help issue a loan in Okmulgee, Oklahoma?

24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

10%

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to issue a loan in Okmulgee, Oklahoma. They assess many other factors before taking out a payday loan. One of them is solvency. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator serves to calculating the APR. This is a exact cost of the payday loan.

Let's see