First United Bank - Sapulpa Dewey Payday Loans Review - Sapulpa, Oklahoma

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4.5 16 reviews

315 E Dewey Ave, Sapulpa, OK 74066, USA
+1 (918) 224-5151
www.firstunitedbank.com
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–4PM
Thursday
9AM–5PM
Friday
9AM–5PM
Testimonials

Feedback about First United Bank - Sapulpa Dewey?

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Pay Attention

Above-shown info offers the details about a certain lending company. Below-defined info is oriented on common information about payday loans.

Payday Loans in Sapulpa, Oklahoma

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

Payday loans in Sapulpa, Oklahoma are issued problem-free. The interest rate is dependent on the customer's personal data: if you repay more payday loans, the more efficient terms and rates payday lending companies offer.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

How will First United Bank - Sapulpa Dewey help take out a payday loan in Sapulpa, Oklahoma?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Lenders do not consider this factor the only one to take out a loan in Sapulpa, Oklahoma. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

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