Willamette Valley Bank Payday Loans Review - Salem, Oregon

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5 3 reviews

101 High St NE, Salem, OR 97301, USA
+1 (503) 485-2222
wvbk.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

2002-04-05

Mailing Address

PO BOX 2747

SALEM

OR

97308-2747

United States

Company Name

Support, IT

Willamette Valley Bank

Contact Data

support@wvbk.com

+1.5037636344

+1.5034852218

Testimonials

What people think about Willamette Valley Bank?

Below you read some of the reviews of our clients.
Note

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Salem, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Salem, New York. Loans from payday lenders can get you funds quickly. Your APR will depend on a few factors.

APR

25% small loan cap

Advantages of Willamette Valley Bank that offers payday loans in Salem, New York

  • 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
  • High approval chances. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people apply for cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still apply a payday loan. Such loans are created to help meet the needs of individuals with bad credit scores. There are companies who may be pleased to offer you a payday loan even if you have a poor credit rating. You will need a regular income to get approved for a bad credit payday loan.

To get approved for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your loan.

Let's see

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