OnPoint Community Credit Union Payday Loans Review - Salem, Oregon

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4 4 reviews

5120 River Rd N, Keizer, OR 97303, USA
+1 (503) 228-7077
www.onpointcu.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM

Domain Info

Created Date

2005-08-03

Mailing Address

PO Box 1769

Denver

CO

80201

United States

Company Name

Whois Agent

Domain Protection Services, Inc.

Contact Data

+1.7208009072

+1.7209758725

Testimonials

What people think about OnPoint Community Credit Union?

Below you find some of the testimonials of our customers.
Note

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Salem, New York

A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to access in Salem, New York. The entire process is easy. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Advantages of OnPoint Community Credit Union that offers payday loans in Salem, New York

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to complete the form. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for payday loans?

Car expenses

5%
Treatment

4%
Vacation

3%
Clothes

2%
Home improvement

2%
Debt Consolidation

2%
Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for consumers with a credit report that's less than spotless, or who have little to no credit history. Bad credit rating may prevent you from getting approved for a bank loan. Payday lenders in Salem, ny welcome consumers with bad credit. You can apply for a bad credit payday loan on the net at any time of the day and if approved could have the money in your account within several hours.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

Let's see

Other Payday Lenders in Salem, Oregon

Cascade Capital Funding

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+1 (503) 990-6868

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OnPoint Community Credit Union

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www.onpointcu.com

Unitus Community Credit Union

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U.S. Bank Branch

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Horizon Credit Union

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Washington Federal Bank

803 Main St, Klamath Falls, OR 97601, USA

+1 (541) 882-3281

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Banner Bank

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Columbia Bank

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