Columbia Bank Payday Loans Review - Salem, Oregon

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2.8 12 reviews

3305 Commercial St SE, Salem, OR 97302, USA
+1 (503) 399-2978
www.columbiabank.com
Saturday
Closed
Sunday
Closed
Monday
9:30AM–5:30PM
Tuesday
9:30AM–5:30PM
Wednesday
9:30AM–5:30PM
Thursday
9:30AM–5:30PM
Friday
9:30AM–6PM
Testimonials

What people think about Columbia Bank?

Below you find some of the opinions of our clients.
Note

Pay Attention

Above there is information about a definite lender. Below you can review common features of payday loans.

Payday Loans in Salem, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

It is trouble-free and fast to get approved for payday loans in Salem, New York. The interest rate will be set individually for each person and will depend on the personal information the borrower entered.

APR

25% small loan cap

Advantages of Columbia Bank that offers payday loans in Salem, New York

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to complete the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still apply a payday loan. Such loans are created to help meet the needs of clients with lower credit scores. There are companies who may be ready to offer you a payday loan even if you have a poor credit score. You will need a steady income to get approved for a bad credit payday loan.

To get accepted for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the loan immediately.

Let's see

Other Payday Lenders in Salem, Oregon

OnPoint Community Credit Union

19753 OR-213, Oregon City, OR 97045, USA

+1 (503) 228-7077

www.onpointcu.com

First Community Credit Union

2077 US-101, Florence, OR 97439, USA

+1 (541) 902-9599

www.myfirstccu.org

TLC, A Division Of Fibre Federal Credit Union

1510 3rd St, Tillamook, OR 97141, USA

+1 (503) 842-7523

www.tlcfcu.org

Oregon Pacific Bank - Roseburg Branch

2555 NW Edenbower Blvd, Roseburg, OR 97471, USA

+1 (541) 677-9454

www.opbc.com

OnPoint Community Credit Union

950 NW Bond St, Bend, OR 97703, USA

+1 (503) 228-7077

www.onpointcu.com

Wells Fargo Bank

19181 Willamette Dr, West Linn, OR 97068, USA

+1 (503) 699-5600

www.wellsfargo.com

Advance America

1773 12th St, Hood River, OR 97031, USA

+1 (541) 386-1107

www.advanceamerica.net

Columbia Bank

98 S Oregon St, Ontario, OR 97914, USA

+1 (541) 889-8606

www.columbiabank.com

U.S. Bank Branch

30 N 2nd St, Ashland, OR 97520, USA

+1 (541) 482-1522

locations.usbank.com