U.S. Bank Branch Payday Loans Review - Salem, Oregon

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2.1 35 reviews

3995 Devonshire Ave NE, Salem, OR 97305, USA
+1 (503) 399-4200
locations.usbank.com
Saturday
Closed
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM
Thursday
9:30AM–4PM
Friday
9:30AM–4PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

Feedback about U.S. Bank Branch?

Here you grapple with the feedback of our clients.
Note

Pay Attention

Above there are details about a definite lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Salem, New York

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Problem-free financial products are considered as payday loans in Salem, ny. They are issued at individual interest rates. They are dependent on customer's data. It is also significant to repay as much payday loans as possible.

APR

25% small loan cap

How will U.S. Bank Branch help take out a loan in Salem, New York?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out day and night. The deposit will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Salem, ny will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit history.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will show the cost of the payday loan. It takes seconds to see the result.

Let's see

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