Umpqua Bank Payday Loans Review - Salem, Oregon

Your personal information is safe with us
4.4 13 reviews

245 Commercial St SE, Salem, OR 97301, USA
+1 (503) 588-7424
locations.umpquabank.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

2000-07-31

Mailing Address

20085 NW TANASBOURNE DR

Hillsboro

OR

97124-7104

United States

Company Name

Umpqua Bank

Umpqua Bank

Contact Data

tss_systemoperations@umpquabank.com

+1.8778674357

Testimonials

Feedback about Umpqua Bank?

Here you grapple with the feedback of our clients.
Note

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will define shared information about payday loans and its specific elements.

Payday Loans in Salem, New York

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Salem, New York are issued easily. The interest percentage is dependent on the customer's person-related data: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders offer.

APR

25% small loan cap

How will Umpqua Bank help issue a payday loan in Salem, New York?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued day and night. The transfer will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people issue payday loans?

Utility Bills

18%
Healthcare Bills

20%
Traveling

15%
Car Repair

5%
Clothes

7%
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Salem, ny will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will specify the cost of the loan. It takes seconds to see the outcome.

Let's see

Other Payday Lenders in Salem, Oregon

ACE Cash Express

10802 SE Oak St, Milwaukie, OR 97222, USA

+1 (503) 653-6400

www.acecashexpress.com

Umpqua Bank

2405 3rd St, Tillamook, OR 97141, USA

+1 (503) 842-5521

locations.umpquabank.com

Rogue Credit Union

751 SE 7th St, Grants Pass, OR 97526, USA

+1 (800) 856-7328

www.roguecu.org

KeyBank

750 Lancaster Dr NE, Salem, OR 97301, USA

+1 (503) 540-2720

www.key.com

HAPO Community Credit Union

175 E Cornell Pl, Hermiston, OR 97838, USA

+1 (541) 567-1500

hapo.org

ATM - Umpqua Bank

1125 Highway 101 South, Bandon, OR 97411, USA

+1 (541) 347-2401

locations.umpquabank.com

Bank of America (with Drive-thru ATM)

15961 SW Tualatin-Sherwood Rd, Sherwood, OR 97140, USA

+1 (503) 625-0769

locators.bankofamerica.com

U.S. Bank Branch

2263 Country Club Rd, Woodburn, OR 97071, USA

+1 (503) 981-9523

locations.usbank.com

Oregon State Credit Union

1710 Mt Jefferson Ave, Woodburn, OR 97071, USA

+1 (800) 732-0173

www.oregonstatecu.com