Oregon State Credit Union Payday Loans Review - Salem, Oregon

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3.4 34 reviews

Organization owner?

4952 River Rd N, Keizer, OR 97303, USA

+1 (800) 732-0173

www.oregonstatecu.com

Friday

9AM–6PM

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–6PM

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Thursday

9AM–6PM

Domain Info

Mailing Address

3450 Sacramento Street, Suite 405

San Francisco

94118

United States

Contact Data

[email protected]

+1.4155319335

+1.4155319336

Testimonials

What people think about Oregon State Credit Union?

Below you read some of the opinions of our clients.

Note

Important

Above there is information about a exact loan provider. Below you can read common aspects of payday loans.

Payday Loans in Salem, New York

Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans may seem like an easy and speedy solution to a short-term problem in Salem, New York. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on a few things.

APR

25% small loan cap

Advantages of Oregon State Credit Union that offers payday loans in Salem, New York

Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The funds will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to complete the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit score can typically be an obstacle to obtaining a bank loan. A payday loan can help borrowers who have bad credit scores or have no credit history. But we advise you that as with any loan you should only consider applying for a payday loan if you are certain that you can afford payments on scheduled.

To get accepted for a cash advance, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes a couple of seconds to become informative even before applying.

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