Lighthouse Home Loans, Inc. Payday Loans Review - Silverton, Oregon

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3.7 3 reviews
Loan agency in Silverton, Oregon

204 W Main St, Silverton, OR 97381, USA
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Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes readers grapple with common information about payday loans.

Payday Loans in Silverton, Texas

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and fast to take out loans in Silverton, Texas. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Lighthouse Home Loans, Inc. help issue a loan in Silverton, Texas?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The transfer will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

9%
Healthcare Bills

10%
Traveling

8%
Car Repair

3%
Clothes

4%
Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Silverton, tx will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should define its exact cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Silverton, Oregon

Banner Bank

88312 Territorial Hwy, Veneta, OR 97487, USA

+1 (541) 935-4141

locations.bannerbank.com

CMG Financial

338 N 1st Pl, Hermiston, OR 97838, USA

+1 (541) 564-5900

www.cmgfi.com

Umpqua Bank

1890 Main St, Sweet Home, OR 97386, USA

+1 (541) 367-7070

locations.umpquabank.com

U.S. Bank Branch

1285 Virginia Ave, North Bend, OR 97459, USA

+1 (541) 756-5161

locations.usbank.com

Platinum Lending Solutions

5 Centerpointe Dr # 400, Lake Oswego, OR 97035, USA

+1 (503) 222-4663

www.222home.com

First Interstate Bank

520 Hawthorne Ave SE, Salem, OR 97301, USA

+1 (503) 399-7891

locations.firstinterstatebank.com

Bank of the West

8135 SE Division St, Portland, OR 97206, USA

+1 (503) 821-1050

www.bankofthewest.com

U.S. Bank ATM - Ashland

30 N 2nd St, Ashland, OR 97520, USA

+1 (800) 872-2657

usbank.com

Clackamas County Bank

1101 NE Burnside Rd, Gresham, OR 97030, USA

+1 (503) 665-9444

www.clackamascountybank.com