Emerald Empire Federal Credit Union Payday Loans Review - Springfield, Oregon

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4.6 15 reviews

850 Beltline Rd, Springfield, OR 97477, USA
+1 (541) 988-9059
www.registerguardfcu.org
Saturday
Closed
Sunday
Closed
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM
Friday
8AM–6PM
Testimonials

Feedback about Emerald Empire Federal Credit Union?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

Lending companies are shown in the first three points. Below info defines general information about payday loans.

Payday Loans in Springfield, Massachusetts

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

This financial product in Springfield, Massachusetts is taken out easily and quickly. The interest rate is set respecting the category of the borrower: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

23% small loan cap

How will Emerald Empire Federal Credit Union help take out a payday loan in Springfield, Massachusetts?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is considered by financial institutions. Microfinance organizations in Springfield, ma consider this circumstance not an obstacle to issue a loan. The recipient of a loan should be prepared to objectively estimate financial abilities, issue a loan, repay the debt on a due date and not only cope with current difficulties, but enhance the credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as annual percentage rate.

Let's see

Other Payday Lenders in Springfield, Oregon

United Finance

704 SW Emigrant Ave, Pendleton, OR 97801, USA

+1 (541) 276-1111

www.unitedfinance.com

Reliable Credit

2157 Lancaster Dr NE, Salem, OR 97305, USA

+1 (877) 588-4421

www.reliablecredit.com

Cashco Financial Services Inc

18673 SW Tualatin Valley Hwy, Aloha, OR 97006, USA

+1 (503) 356-1100

www.cashcoloan.com

Auto Loan Portland

510 NW Everett St, Portland, OR 97209, USA

+1 (425) 947-5709

www.autoloanportland.org

ATM - Umpqua Bank

700 S Broadway, Coos Bay, OR 97420, USA

+1 (541) 267-6611

locations.umpquabank.com

First Community Credit Union

705 SW Emigrant Ave, Pendleton, OR 97801, USA

+1 (541) 276-4876

www.myfirstccu.org

Summit Bank

96 E Broadway, Eugene, OR 97401, USA

+1 (541) 684-7500

www.sbko.bank

U.S. Bank ATM - Dayton

300 Ferry St, Dayton, OR 97114, USA

+1 (503) 864-2288

usbank.com

KeyBank

16210 Bryant Rd, Lake Oswego, OR 97035, USA

+1 (503) 635-6671

www.key.com