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What people think about ACE Cash Express?
I applied for the first payday loan in my life, was approved in 15 minutes despite the fact that I had other loans. I repaid it early. Love this lender for their competitive rates. Other lenders in my city charge sky high interest!
Dr. Fern Harvey Sr.
Simple application. I only entered an ID and a bank account. Fast processing. The first time I was approved for $300 only. Hope the available amount will increase next time. APR is reasonable. Repaid the loan even before the due date. If you have difficulties, the term can be also extended.
Margret Kuvalis
I applied for the first loan in my life, was approved the same day despite the fact that I had low credit score. I repaid it early. Love this company for their reasonable rates. Other lenders in my town charge sky high interest!
Ms. Kaylah Cartwright PhD
I applied for the first payday loan in my life, was approved in 15 minutes despite the fact that I had other loans. I repaid it early. Love this lender for their competitive rates. Other lenders in my city charge sky high interest!
Dr. Fern Harvey Sr.
Simple application. I only entered an ID and a bank account. Fast processing. The first time I was approved for $300 only. Hope the available amount will increase next time. APR is reasonable. Repaid the loan even before the due date. If you have difficulties, the term can be also extended.
Margret Kuvalis
I applied for the first loan in my life, was approved the same day despite the fact that I had low credit score. I repaid it early. Love this company for their reasonable rates. Other lenders in my town charge sky high interest!
Ms. Kaylah Cartwright PhD
I applied for the first payday loan in my life, was approved in 15 minutes despite the fact that I had other loans. I repaid it early. Love this lender for their competitive rates. Other lenders in my city charge sky high interest!
Dr. Fern Harvey Sr.
Important
Now you can review general features of payday loans.
Payday Loans in Springfield, Massachusetts
Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Payday loans are the easiest loans to be eligible in Springfield, Massachusetts. The entire process is fast. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal information.
23% small loan cap
Advantages of ACE Cash Express that offers payday loans in Springfield, Massachusetts
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lenders.
Why people take out cash advances?
Payday loans for bad credit
Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a bad credit history an increased opportunity to get approved for such loans. A payday loan may be the only financial product available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your budget and repay your loan commitments in good time.
To get approved for a loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
Use the below online calculator to quickly calculate the APR and learn the exact cost of the payday loan immediately.
Other Payday Lenders in Springfield, Oregon
Bank of America (with Drive-thru ATM)
510 SE 122nd Ave, Portland, OR 97233, USA
+1 (503) 257-3412
locators.bankofamerica.com
U.S. Bank ATM - Santiam Albany
2650 Santiam Hwy SE, Albany, OR 97322, USA
+1 (800) 872-2657
usbank.com
First Interstate Bank
1700 NE 3rd St, Bend, OR 97701, USA
+1 (541) 389-7701
locations.firstinterstatebank.com
U.S. Bank Branch
2501 SW Jefferson Way, Corvallis, OR 97331, USA
+1 (541) 286-3553
locations.usbank.com
Washington Federal Bank
572 SW Bluff Dr #120, Bend, OR 97702, USA
+1 (541) 330-1894
www.wafdbank.com
First Community Credit Union
168 Melton Rd, Creswell, OR 97426, USA
+1 (541) 895-3061
www.myfirstccu.org