Holiday Financial Services Corporation Payday Loans Review - Erie, Pennsylvania

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3.7 23 reviews

715 W 38th St, Erie, PA 16508, USA
+1 (814) 864-2468
www.holidayfinancialservices.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–7PM
Friday
9AM–5PM
Testimonials

What people think about Holiday Financial Services Corporation?

Below you read some of the testimonials of our customers.
Note

Important

The previous three items charactirize a certain lender. But below you can read common information about payday loans.

Payday Loans in Erie, Pennsylvania

A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Erie, Pennsylvania is are easy to get. The APR is specific for each person and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

6% APR small loan cap

Advantages of Holiday Financial Services Corporation that offers payday loans in Erie, Pennsylvania

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit score can usually be an obstacle to getting a bank loan. A payday loan can rescue individuals who have bad credit scores or have no credit history. But we remind you that as with any loan you should only consider applying for a cash advance if you are convinced that you can make payments in a timely manner.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.

Let's see

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Fidelity Bank

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Mellon Bank

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