KeyBank Payday Loans Review - Houston, Pennsylvania

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3.8 6 reviews

22 E Pike St, Houston, PA 15342, USA
+1 (724) 745-8240
www.key.com
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM

Domain Info

Created Date

1995-06-15

Mailing Address

OH

United States

Company Name

Keybank, N.A.

Keybank, N.A.

Testimonials

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Further there will be shown the details about not a definite lender. The information below will explain shared information about payday loans and its specific features.

Payday Loans in Houston, Pennsylvania

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

It is easy and fast to take out payday loans in Houston, Pennsylvania. The rates are set on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

6% APR small loan cap

How will KeyBank help issue a loan in Houston, Pennsylvania?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The payday loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Houston, pa will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as APR.

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