One Federal Credit Union Payday Loans Review - Meadville, Pennsylvania

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3.1 18 reviews

300 Arch St, Meadville, PA 16335, USA
+1 (888) 299-7351
www.onefcu.com
Tuesday
9AM–4PM
Wednesday
10AM–4PM
Thursday
9AM–4PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Testimonials

What people think about One Federal Credit Union?

Below you read some of the testimonials of our clients.
Note

Pay Attention

Above there is information about a exact lender. Below you can see common characteristics of payday loans.

Payday Loans in Meadville, Pennsylvania

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans may become an easy and fast solution to a short-term problem in Meadville, Pennsylvania. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on a few factors.

APR

6% APR small loan cap

Advantages of One Federal Credit Union that offers payday loans in Meadville, Pennsylvania

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to individuals with a poor credit score. Payday loan approvals depend very much on other circumstances. They will check your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get approved for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the APR. It’s easy to find out the precise cost of the payday loan even before applying.

Let's see

Other Payday Lenders in Meadville, Pennsylvania

First National Bank

256 Grove City Rd, Slippery Rock, PA 16057, USA

+1 (724) 794-1140

locations.fnb-online.com

Customers Bank

1101 Woodland Rd, Wyomissing, PA 19610, USA

+1 (610) 743-8010

customersbank.com

Jolley's Money Loan

6214 Woodland Ave, Philadelphia, PA 19142, USA

+1 (215) 727-2340

Holiday Financial Services Corporation

715 W 38th St, Erie, PA 16508, USA

+1 (814) 864-2468

www.holidayfinancialservices.com

Penn State Federal Credit Union

1937 N Atherton St, State College, PA 16803, USA

+1 (800) 828-4636

www.pennstatefederal.com

ACNB Bank

3 Tristan Dr, Dillsburg, PA 17019, USA

+1 (888) 334-2262

www.acnb.com

Northwest Bank

999 S Main St, Meadville, PA 16335, USA

+1 (814) 336-1164

www.northwest.bank

Cashland

301 Union Ave, Altoona, PA 16602, USA

+1 (814) 942-1111

firstchoicepaydayloans.com

Payday Loan Philadelphia by National Landing Bureau

226 Walnut St, Philadelphia, PA 19106, USA

+1 (267) 521-0457

www.nationallendingbureau.com