Penn State Federal Credit Union Payday Loans Review - State College, Pennsylvania

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4.8 6 reviews

1937 N Atherton St, State College, PA 16803, USA
+1 (800) 828-4636
www.pennstatefederal.com
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–4PM

Domain Info

Created Date

2004-03-08

Mailing Address

PO BOX 501610

San Diego

CA

92150-1610

United States

Company Name

Whois Privacy Service

Whois Privacy Service

Contact Data

whois@emailaddressprotection.com

+1.6193932111

Testimonials

What people think about Penn State Federal Credit Union?

Below you find some of the reviews of our clients.
Note

Important

The above-given information provides the details about a precise financial institution. The information below is about common information about payday loans.

Payday Loans in State College, Pennsylvania

A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is effortless and speedy to get approved for payday loans in State College, Pennsylvania. The interest rate will be set individually for each case and will depend on the personal data the consumer entered.

APR

6% APR small loan cap

Advantages of Penn State Federal Credit Union that offers payday loans in State College, Pennsylvania

  • Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are designed to help meet the needs of clients with less than perfect credit scores. There are companies who may be ready to give you a payday loan even if you have a bad credit score. You will need a steady income to get approved for a bad credit payday loan.

To get approved for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the loan even before applying.

Let's see

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