ESSA Bank and Trust Payday Loans Review - Wilkes Barre, Pennsylvania

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1.6 14 reviews

Organization owner?

1065 PA-315, Wilkes-Barre, PA 18702, USA

+1 (570) 825-9800

essabank.com

Monday

9AM–4:30PM

Tuesday

9AM–4:30PM

Wednesday

9AM–4:30PM

Thursday

9AM–4:30PM

Friday

9AM–4:30PM

Saturday

Closed

Sunday

Closed

Domain Info

What people think about ESSA Bank and Trust?

Below you find some of the reviews of our customers.

Note

Pay Attention

The previous three items charactirize a specific lending service. But below you can find common information about payday loans.

Payday Loans in Wilkes Barre, Pennsylvania

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online payday loans can be the right solution to your short-term financial issues in Wilkes Barre , Pennsylvania because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.

APR

6% APR small loan cap

Advantages of ESSA Bank and Trust that offers payday loans in Wilkes Barre, Pennsylvania

Apply around the clock. You can use the online service 24/7. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lending companies.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a bad credit score an increased chance to get approved for such loans. A payday loan may be the only loan available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your budget and pay back your loan commitments in a timely manner.

To get accepted for a loan, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes 20 seconds to become informative even before applying.

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