Advance America Payday Loans Review - Cranston, Rhode Island

Your personal information is safe with us

4.9 40 reviews

Loan agency in Cranston, Rhode Island

Organization owner?

500 Dyer Ave Ste. C, Cranston, RI 02920, USA

10 years in business

+1 (401) 275-0269

www.advanceamerica.net

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–3PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

9AM–6PM

Saturday

9AM–2PM

Domain Info

What people think about Advance America?

Below you see some of the reviews of our customers.

Note

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Cranston, Rhode Island

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to get in Cranston, Rhode Island. The entire process is fast. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Advantages of Advance America that offers payday loans in Cranston, Rhode Island

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to submit the form. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a bad credit history an increased opportunity to get accepted for payday loans. A payday loan may be the only option available for some people to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your budget and pay off your loan commitments in a timely manner.

To get approved for a loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

Let's see