Home Loan Investment Bank, FSB Payday Loans Review - Cumberland, Rhode Island

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4 4 reviews

Organization owner?

2155 Diamond Hill Rd, Cumberland, RI 02864, USA

+1 (401) 258-2096

www.homeloanbank.com

Tuesday

9AM–8PM

Wednesday

9AM–8PM

Thursday

9AM–8PM

Friday

9AM–6PM

Saturday

9AM–2PM

Sunday
(Easter)

10AM–2PM

Hours might differ

Monday

9AM–8PM

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

gj6vn5zg2mz@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about Home Loan Investment Bank, FSB?

Here you get acquainted with the feedback of our customers.

Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes readers get acquainted general information about payday loans.

Payday Loans in Cumberland, Rhode Island

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

This financial product in Cumberland, Rhode Island is taken out easily and quickly. The interest percentage is defined considering the category of the customer: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Home Loan Investment Bank, FSB help issue a payday loan in Cumberland, Rhode Island?

24/7 service. Such online services allow you to get funds at any time. Money are issued around the clock. The transfer will be sent to a card, so a personal visit to the store is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A negative factor considered by financial institutions is known as bad credit history. But this drawback is not taken as the only one by payday lenders to issue a cash advance. The lending company process many aspects such as financial abilities to approve the request. Payday loans in Cumberland, Rhode Island may help improve your credit rating.

The following common points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

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