Ocean State Credit Union Payday Loans Review - North Kingstown, Rhode Island

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4 4 reviews

7373 Post Rd, North Kingstown, RI 02852, USA
+1 (401) 397-1900
oceanstatecu.org
Thursday
8:30AM–4PM
Friday
8:30AM–4PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Testimonials

What people think about Ocean State Credit Union?

Below you see some of the reviews of our customers.
Note

Pay Attention

Above there is information about a exact lender. Below you can see common characteristics of payday loans.

Payday Loans in North Kingstown, Rhode Island

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Online payday loans can be the right solution to your short-term financial difficulties in North Kingstown , Rhode Island because they are easily obtained and easily repaid. Your APR will depend on your state law or on the company's policy.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Advantages of Ocean State Credit Union that offers payday loans in North Kingstown, Rhode Island

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lending companies.

Common reasons

Why people apply for payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history can usually be an obstacle to obtaining a bank loan. A payday loan can save clients who have bad credit scores or have no credit score. But we remind you that as with any debt you should only think about applying for a payday loan if you are convinced that you can afford payments on time.

To get accepted for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the definite cost of the payday loan immediately.

Let's see

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Santander Bank

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Bank of America ATM (Drive-thru)

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BankRI

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Centreville Bank

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Citizens Bank ATM

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Rhode Island Credit Union

160 Francis St, Providence, RI 02903, USA

+1 (401) 751-7440

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BankNewport

528 W Main Rd, Middletown, RI 02842, USA

+1 (401) 846-3610

www.banknewport.com