Pawtucket Credit Union Payday Loans Review - Pawtucket, Rhode Island

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2.5 27 reviews

1200 Central Ave, Pawtucket, RI 02861, USA
+1 (401) 722-2212
www.pcu.org
Wednesday
9AM–4PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Testimonials

What people think about Pawtucket Credit Union?

Below you read some of the testimonials of our customers.
Note

Important

Now you can review general aspects of payday loans.

Payday Loans in Pawtucket, Rhode Island

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans are the easiest loans to get in Pawtucket, Rhode Island. The entire process is fast. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Advantages of Pawtucket Credit Union that offers payday loans in Pawtucket, Rhode Island

  • 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account very quickly.
  • High approval chances. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a bad credit history an increased chance to get accepted for short-term loans. A payday loan may be the only loan available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your needs and pay off your loan commitments on time.

To get accepted for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your loan.

Let's see

Other Payday Lenders in Pawtucket, Rhode Island

Pawtucket Credit Union

96 Independence Way, Cranston, RI 02921, USA

+1 (401) 722-2212

www.pcu.org

Washington Trust

171 Service Ave, Warwick, RI 02886, USA

+1 (401) 681-4224

www.washtrust.com

Banknewport

2364 Diamond Hill Rd, Cumberland, RI 02864, USA

+1 (401) 845-8636

www.banknewport.com

People's Credit Union

50 Gooding Ave, Bristol, RI 02809, USA

+1 (401) 253-6500

www.peoplescu.com

Citizens Bank ATM

Box 1139, RI-1A, Charlestown, RI 02813, USA

www.citizensbank.com

Bank of America ATM (Drive-thru)

Apple Valley Mall, Greenville, RI 02828, USA

+1 (844) 401-8500

locators.bankofamerica.com

Citizens Bank

2064 Smith St, North Providence, RI 02911, USA

+1 (401) 353-0050

www.citizensbank.com

Citizens One Home Loans - Robert Danis

480 Jefferson Blvd, Warwick, RI 02886, USA

+1 (401) 443-1571

lo.citizensone.com

TD Bank

440 Pawtucket Ave, Rumford, RI 02916, USA

+1 (401) 431-4057

locations.td.com