HarborOne Bank Payday Loans Review - Providence, Rhode Island

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3.4 11 reviews

Organization owner?

180 Washington St, Providence, RI 02903, USA

+1 (401) 861-2583

www.harborone.com

Thursday

8:30AM–5PM

Friday

8:30AM–5PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–4PM

Tuesday

8:30AM–4PM

Wednesday

8:30AM–4PM

Domain Info

What people think about HarborOne Bank?

Below you get acquainted with some of the testimonials of our customers.

Note

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Providence, Rhode Island

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may be an easy and speedy solution to a short-term problem in Providence, Rhode Island. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on a few factors.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Advantages of HarborOne Bank that offers payday loans in Providence, Rhode Island

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The money will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to complete the application. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a poor credit history an increased opportunity to get approved for such loans. A payday loan may be the only option available for some consumers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your budget and pay off your loan commitments in a timely manner.

To get approved for a cash advance, you must meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Learn the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 30 seconds to become informative even before applying.

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