HarborOne Bank Payday Loans Review - Providence, Rhode Island

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3.4 11 reviews

180 Washington St, Providence, RI 02903, USA
+1 (401) 861-2583
www.harborone.com
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM

Domain Info

Created Date

2002-10-14

Mailing Address

Massachusetts

United States

Company Name

HarborOne Bank

HarborOne Bank

Testimonials

What people think about HarborOne Bank?

Below you get acquainted with some of the testimonials of our customers.
Note

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Providence, Rhode Island

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may be an easy and speedy solution to a short-term problem in Providence, Rhode Island. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on a few factors.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Advantages of HarborOne Bank that offers payday loans in Providence, Rhode Island

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to complete the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a poor credit history an increased opportunity to get approved for such loans. A payday loan may be the only option available for some consumers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your budget and pay off your loan commitments in a timely manner.

To get approved for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 30 seconds to become informative even before applying.

Let's see

Other Payday Lenders in Providence, Rhode Island

Citizens Bank Supermarket Branch

1925 Pawtucket Ave, East Providence, RI 02914, USA

+1 (401) 431-4100

locations.citizensbank.com

Edward Jones - Financial Advisor: Leslie A Pierini

231 Old Tower Hill Rd #204, Wakefield, RI 02879, USA

+1 (401) 782-3782

www.edwardjones.com

Citizens Bank ATM

67 Cumberland St, Woonsocket, RI 02895, USA

www.citizensbank.com

HarborOne Bank

3830 Post Rd, Cowesett, RI 02886, USA

+1 (401) 885-0367

www.harborone.com

Bobby Kayrouz of Caliber Home Loans NMLS #20480

620 Main St, East Greenwich, RI 02818, USA

+1 (401) 465-3628

www.bobbykayrouz.com

Navigant Credit Union

56 Railroad St, Manville, RI 02838, USA

+1 (401) 233-4700

www.navigantcu.org

BankNewport

1350 Ten Rod Rd, North Kingstown, RI 02852, USA

+1 (401) 267-0126

www.banknewport.com

HarborOne Bank

2089 Warwick Ave, Warwick, RI 02889, USA

+1 (401) 738-5511

www.harborone.com

Advance America

751 Mineral Spring Ave, Pawtucket, RI 02860, USA

+1 (401) 725-2310

www.advanceamerica.net