Domain Info
What people think about Advance Electrical?
Yesterday I urgently needed $1000 to pay for a wedding. I filled out an application form via the website of Advance Electrical. I entered the basic personal detailed. No phone calls. The requested loan was approved within 10 minutes. The money was deposited to my bank account the next day. Awesome lender!
Claire Gibson
Simple application. I only needed an ID and a bank account. Same day lending decision. The first time I was approved for $600 only. Hope the available amount will increase next time. Interest rate is competitive. Paid off the loan . If required, the term can be also extended.
Ellsworth Lebsack
Advance Electrical rescued me in a desperate time. They approved me for a payday loan although I had credit issues. The process was as easy as possible and quick. I like their exceptional client support service and affordable rates. I will definitely recommend this website to my relatives and friends.
Prof. Olga Von
Advance Electrical seems fair. Used it twice. The first loan approved was small – $300, but next time the limit was increased to $900. Repaid the loan early. The employees were professional, they gave fast answers to all my questions. No complaints. But their interest rates are average.
Prof. Rahsaan Jast
Yesterday I urgently needed $1000 to pay for a wedding. I filled out an application form via the website of Advance Electrical. I entered the basic personal detailed. No phone calls. The requested loan was approved within 10 minutes. The money was deposited to my bank account the next day. Awesome lender!
Claire Gibson
Simple application. I only needed an ID and a bank account. Same day lending decision. The first time I was approved for $600 only. Hope the available amount will increase next time. Interest rate is competitive. Paid off the loan . If required, the term can be also extended.
Ellsworth Lebsack
Advance Electrical rescued me in a desperate time. They approved me for a payday loan although I had credit issues. The process was as easy as possible and quick. I like their exceptional client support service and affordable rates. I will definitely recommend this website to my relatives and friends.
Prof. Olga Von
Advance Electrical seems fair. Used it twice. The first loan approved was small – $300, but next time the limit was increased to $900. Repaid the loan early. The employees were professional, they gave fast answers to all my questions. No complaints. But their interest rates are average.
Prof. Rahsaan Jast
Pay Attention
Below you can review general information about payday loans and their common features.
Payday Loans in Smithfield, Rhode Island
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.
Cash advance loans may seem like an easy and speedy solution to a short-term problem in Smithfield, Rhode Island. Loans from payday lenders can get you money within a few hours. Your APR will depend on several things.
261%*
$500
13 days
Not Specified
Advantages of Advance Electrical that offers payday loans in Smithfield, Rhode Island
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people apply for payday loans?
Payday loans for bad credit
Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a bad credit history an increased chance to get approved for short-term loans. A payday loan may be the only option available for some clients to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your needs and pay back your loan commitments in a timely manner.
To get accepted for a loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.
Other Payday Lenders in Smithfield, Rhode Island
Home Loan Investment Bank, FSB
2155 Diamond Hill Rd, Cumberland, RI 02864, USA
+1 (401) 258-2096
www.homeloanbank.com
Bank of America ATM
379 W Main Rd, Middletown, RI 02842, USA
+1 (844) 401-8500
locators.bankofamerica.com
Citizens One Home Loans - Maria Laborio
480 Jefferson Blvd, Warwick, RI 02886, USA
+1 (401) 248-6382
Citizens Bank
622 George Washington Hwy, Lincoln, RI 02865, USA
+1 (401) 334-3342
www.citizensbank.com
