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What people think about Citizens Bank?
Citizens Bank seems fair. They rescued me twice. The first payday loan approved was small – $400, but next time the limit was increased to $700. Paid off the loan on schedule. The staff were amazing, they gave immediate answers to all my questions. No issues. But their rates are average.
Delia Lowe
It wanted to improve my credit because I had no chances of getting approved for a mortgage. So I applied for a payday loan via Citizens Bank. Took out 3 small loans, one after another, and repaid them on schedule. My credit history improved! It worked! Very good service.
Prof. Jamar O'Hara
Was invited to a birthday party but was empty at that time. A friend recommended me to apply for a loan via Citizens Bank. And I did. This was the best decision! Yes, the APR was high but I believe it’s because I had poor credit. In general, The process was very easy.
Martina Mertz
I had problems with paying off my bank loan and was not sure I would get appoved for a loan with Citizens Bank . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $900 online. Fortunately I got accepted!!! They literally saved my life.
Sheila Dickens MD
Citizens Bank seems fair. They rescued me twice. The first payday loan approved was small – $400, but next time the limit was increased to $700. Paid off the loan on schedule. The staff were amazing, they gave immediate answers to all my questions. No issues. But their rates are average.
Delia Lowe
It wanted to improve my credit because I had no chances of getting approved for a mortgage. So I applied for a payday loan via Citizens Bank. Took out 3 small loans, one after another, and repaid them on schedule. My credit history improved! It worked! Very good service.
Prof. Jamar O'Hara
Was invited to a birthday party but was empty at that time. A friend recommended me to apply for a loan via Citizens Bank. And I did. This was the best decision! Yes, the APR was high but I believe it’s because I had poor credit. In general, The process was very easy.
Martina Mertz
I had problems with paying off my bank loan and was not sure I would get appoved for a loan with Citizens Bank . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $900 online. Fortunately I got accepted!!! They literally saved my life.
Sheila Dickens MD
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Now you can see general aspects of payday loans.
Payday Loans in Warren, Massachusetts
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
Online cash advance loans can be the right solution to your sudden financial difficulties in Warren , Massachusetts because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.
23% small loan cap
Advantages of Citizens Bank that offers payday loans in Warren, Massachusetts
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of loan providers.
Why people take out payday loans?
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a bad credit history. Payday loan approvals depend very much on other circumstances. Lenders will check your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.
To get accepted for a loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you are going to take out a loan, you can use an online calculator. It will show the exact APR of your cash advance.
Other Payday Lenders in Warren, Rhode Island
Deblois Financial Associates LLC
15 Money Hill Rd #7, Chepachet, RI 02814, USA
+1 (401) 568-7900
debloisfinancial.com
Rhode Island Bankers Association
121 S Main St, Providence, RI 02903, USA
+1 (401) 276-2637
ribankers.com
Citizens Bank
622 George Washington Hwy, Lincoln, RI 02865, USA
+1 (401) 334-3342
www.citizensbank.com
Ocean State Credit Union
1584 Nooseneck Hill Rd, Coventry, RI 02816, USA
+1 (401) 397-1900
www.oceanstatecu.org
Centreville Bank
1218 Main St, West Warwick, RI 02893, USA
+1 (401) 821-9100
www.centrevillebank.com
Bank of America (with Drive-thru ATM)
200 Main St, East Greenwich, RI 02818, USA
+1 (401) 234-9644
locators.bankofamerica.com
Citizens Bank
1220 Main St, West Warwick, RI 02893, USA
+1 (401) 821-7900
locations.citizensbank.com