Advance America Payday Loans Review - Warwick, Rhode Island

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5 247 reviews

Loan agency in Warwick, Rhode Island

Organization owner?

775 Bald Hill Rd, Warwick, RI 02886, USA

+1 (401) 821-4018

www.advanceamerica.net

Thursday

10AM–6PM

Friday

9AM–6PM

Saturday

9AM–2PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

10AM–3PM

Wednesday

10AM–6PM

Domain Info

What people think about Advance America?

Below you find some of the testimonials of our customers.

Note

Important

Below you can see general information about payday loans and their common features.

Payday Loans in Warwick, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans in Warwick, New York is are easy to access. The interest rate is individual for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Advantages of Advance America that offers payday loans in Warwick, New York

Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history can typically be an obstacle to obtaining a bank loan. A payday loan can rescue clients who have low credit scores or have no credit history. But we remind you that as with any borrowing you should only think about applying for a payday loan if you are assured that you can afford payments without delays.

To get approved for a payday loan, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

Let's see