Wave Federal Credit Union Payday Loans Review - Warwick, Rhode Island

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3.6 11 reviews

1217 Warwick Ave, Warwick, RI 02888, USA
+1 (401) 781-1020
www.wavefcu.org
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–4PM
Testimonials

What people think about Wave Federal Credit Union?

Below you see some of the reviews of our clients.
Note

Pay Attention

The previous three items describe a certain company. But below you can read general details about payday loans.

Payday Loans in Warwick, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to access in Warwick, New York. The entire process is hassle-free. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Advantages of Wave Federal Credit Union that offers payday loans in Warwick, New York

  • 24/7 service. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval rates. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for people with a credit report that's less than perfect, or who have poor to no credit history. Bad credit score may prevent you from getting accepted for a bank loan. Payday lenders in Warwick, ny work with consumers with poor credit. You can request a bad credit payday loan online at any time of the day and if successful could have the money in your account within a few hours.

To get approved for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the APR. It’s easy to find out the definite cost of the loan even before applying.

Let's see

Other Payday Lenders in Warwick, Rhode Island

Pawtucket Credit Union

571 Smithfield Ave, Pawtucket, RI 02860, USA

+1 (401) 722-2212

www.pcu.org

Advance America

1745 Main St Ste. 13, West Warwick, RI 02893, USA

+1 (401) 828-1380

www.advanceamerica.net

People's Credit Union

150 Old Tower Hill Rd, Wakefield, RI 02879, USA

+1 (401) 789-5551

www.peoplescu.com

Advance America

361 Reservoir Ave Unit B-2, Providence, RI 02907, USA

+1 (401) 941-0814

www.advanceamerica.net

Advance America

1700 Diamond Hill Rd Ste B, Woonsocket, RI 02895, USA

+1 (401) 766-5128

www.advanceamerica.net

Pawtucket Credit Union

576 Metacom Ave, Bristol, RI 02809, USA

+1 (401) 722-2212

www.pcu.org

Citizens Bank Supermarket Branch

398 Cottage St, Pawtucket, RI 02861, USA

+1 (401) 721-2197

locations.citizensbank.com

Bank of America ATM (Drive-thru)

760 Tiogue Ave, Coventry, RI 02816, USA

+1 (844) 401-8500

locators.bankofamerica.com

Northpointe Bank

76 Westminster St Ste 650, Providence, RI 02903, USA

+1 (401) 965-8290

northpointe.com