Wave Federal Credit Union Payday Loans Review - Warwick, Rhode Island

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3.6 11 reviews

Organization owner?

1217 Warwick Ave, Warwick, RI 02888, USA

+1 (401) 781-1020

www.wavefcu.org

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

9AM–12PM

Sunday
(Easter)

Closed

Monday

9AM–4PM

Domain Info

What people think about Wave Federal Credit Union?

Below you see some of the reviews of our clients.

Note

Pay Attention

The previous three items describe a certain company. But below you can read general details about payday loans.

Payday Loans in Warwick, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to access in Warwick, New York. The entire process is hassle-free. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Advantages of Wave Federal Credit Union that offers payday loans in Warwick, New York

24/7 service. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
High approval rates. 94% of applications are accepted.
Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for people with a credit report that's less than perfect, or who have poor to no credit history. Bad credit score may prevent you from getting accepted for a bank loan. Payday lenders in Warwick, ny work with consumers with poor credit. You can request a bad credit payday loan online at any time of the day and if successful could have the money in your account within a few hours.

To get approved for a cash advance, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator can be used to quickly calculate the APR. It’s easy to find out the definite cost of the loan even before applying.

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