Bank of America ATM Payday Loans Review - West Warwick, Rhode Island

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5 reviews

Organization owner?

1475 Main St, West Warwick, RI 02893, USA

+1 (844) 401-8500

locators.bankofamerica.com

Tuesday

Open 24 hours

Wednesday

Open 24 hours

Thursday

Open 24 hours

Friday

Open 24 hours

Saturday

Open 24 hours

Sunday
(Easter)

Open 24 hours

Hours might differ

Monday

Open 24 hours

Domain Info

Mailing Address

5000 US HWY 17

Fleming Island

32003

United States

Contact Data

domain.administrator@bankofamerica.com

+1.9049870917

+1.4692018592

Testimonials

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Here you see the reviews of our customers.

Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes users get acquainted general information about payday loans.

Payday Loans in West Warwick, Rhode Island

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts are from $100-$1,000.

It is easy and quick to issue payday loans in West Warwick, Rhode Island. The rates are set on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Bank of America ATM help issue a loan in West Warwick, Rhode Island?

Round the clock service. Every customer may address the service at any time of the day and night. The borrowed money will be deposited to credit card. You won't be asked to visit any department.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill out an online application only. It will be considered in a matter of minutes. The money are deposited in 24 business hours.
Fast and high approval rate. The positive answer counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in West Warwick, ri will estimate other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit history.

The following common points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the payday loan.

Let's see