First Citizens Bank Payday Loans Review - Aiken, South Carolina

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4 4 reviews

125 Park Ave SW, Aiken, SC 29801, USA
+1 (803) 643-7470
Wednesday
9AM–5PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Testimonials

Feedback about First Citizens Bank?

Here you grapple with the feedback of our clients.
Note

Pay Attention

Lenders are described in the first three points. Below info defines common information about payday loans.

Payday Loans in Aiken, South Carolina

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Aiken, South Carolina is taken out simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more favorable rates a client will recieve.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will First Citizens Bank help take out a loan in Aiken, South Carolina?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to consider the form. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to issue a loan in Aiken, South Carolina. The company will assess many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.

Let's see

Other Payday Lenders in Aiken, South Carolina

The Money Store

Greenville, SC 29611, USA

www.877paydaynow.com

First Citizens Bank ATM

913 Bay St, Beaufort, SC 29902, USA

www.firstcitizens.com

Auto Money

923 E Main St, Laurens, SC 29360, USA

+1 (864) 715-0941

www.automoneytitle.com

Navy Federal Credit Union

1319 Sam Rittenberg Blvd Suite 101, Charleston, SC 29407, USA

+1 (888) 842-6328

www.navyfederal.org

Always Money

336 S Main St, Belton, SC 29627, USA

+1 (864) 338-0051

alwaysmoney.com

Advance America

3403 W Blue Ridge Dr, Greenville, SC 29611, USA

+1 (864) 269-9059

www.advanceamerica.net

Cash In Your Gold

654 Fairview Rd # B, Simpsonville, SC 29680, USA

+1 (864) 757-9075

First Bank - Florence - Second Loop, SC

452 2nd Loop Rd, Florence, SC 29505, USA

+1 (843) 665-2265

localfirstbank.com

First Citizens Bank ATM

405 Main St, Edgefield, SC 29824, USA

+1 (803) 637-9151

www.firstcitizens.com