Southern Mortgage Co Payday Loans Review - Aiken, South Carolina

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Loan agency in Aiken, South Carolina

Organization owner?

1065 Silver Bluff Rd # C, Aiken, SC 29803, USA

7 years in business

+1 (803) 642-6448

Testimonials

Feedback about Southern Mortgage Co?

Here you grapple with the reviews of our customers.

Note

Pay Attention

Above-specified info offers the details about a definite lending company. Below-shown info is devoted to general information about payday loans.

Payday Loans in Aiken, South Carolina

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Aiken, South Carolina is issued easily and quickly. The interest rate is defined considering the category of the client: the more loans are successfully paid back, the more reasonable terms will be guaranteed to you.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Southern Mortgage Co help take out a loan in Aiken, South Carolina?

Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be deposited to account. You won't be asked to visit any store.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill out an online application only. It will be reviewed within minutes. The funds are credited in 24 business hours.
Fast and high approval percentage. The positive offer counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a payday loan from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% deny the request when lenders in Aiken, sc will estimate other aspects like solvency and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the outcome.

Let's see