SRP Federal Credit Union Payday Loans Review - Aiken, South Carolina

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2 reviews

135 Laurens St SW, Aiken, SC 29801, USA
www.srpfcu.org
Friday
8:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–12PM
Thursday
8:30AM–6PM
Testimonials

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Above there are details about a certain lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Aiken, South Carolina

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Aiken, South Carolina are taken out problem-free. The interest rate is dependent on the client's person-related data: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will SRP Federal Credit Union help issue a loan in Aiken, South Carolina?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The payday loan will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

12%
Healthcare Bills

14%
Traveling

11%
Car Repair

4%
Clothes

5%
Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Lenders do not consider this factor the only one to take out a loan in Aiken, South Carolina. The lending company will estimate many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as annual percentage rate.

Let's see

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Spero Financial

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World Finance

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Woodforest National Bank

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U.S. Money Shops Title Loans

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Advance America

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Family Trust Federal Credit Union

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+1 (803) 367-4100

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Southern Finance

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+1 (843) 667-6012

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First Citizens Bank ATM

201 N Main St, Saluda, SC 29138, USA

www.firstcitizens.com