Upstate Federal Credit Union Payday Loans Review - Anderson, South Carolina

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3.5 25 reviews

910 Whitehall Rd, Anderson, SC 29625, USA
+1 (864) 224-5654
upstatefcu.org
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5:30PM
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
8AM–5PM
Testimonials

What people think about Upstate Federal Credit Union?

Below you see some of the testimonials of our customers.
Note

Pay Attention

Now you can see general features of payday loans.

Payday Loans in Anderson, South Carolina

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Online cash advance loans can be the right solution to your sudden financial issues in Anderson , South Carolina because they are easily approved and easily repaid. Your APR will depend on your state law or on the payday lender's policy.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Advantages of Upstate Federal Credit Union that offers payday loans in Anderson, South Carolina

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out cash advances?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history can typically be an obstacle to obtaining a bank loan. A payday loan can rescue borrowers who have bad credit scores or have no credit history. But we recommend you that as with any loan you should only think about applying for a payday loan if you are convinced that you can afford payments in good time.

To get approved for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the cash advance loan immediately.

Let's see

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Edward Jones - Financial Advisor: Jamie Smith, CRPC®

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SouthState Bank

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E Z Check Advance

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