First Credit Payday Loans Review - Bamberg, South Carolina

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5 5 reviews
Loan agency in Bamberg, South Carolina

3466 Main Hwy, Bamberg, SC 29003, USA
+1 (803) 245-0450
Testimonials

What people think about First Credit?

Below you get acquainted with some of the opinions of our customers.
Note

Important

The above-given information provides the details about a definite financial institution. The information below is about common information about payday loans.

Payday Loans in Bamberg, South Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Cash advance loans may be an easy and speedy solution to a short-term problem in Bamberg, South Carolina. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on a few things.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Advantages of First Credit that offers payday loans in Bamberg, South Carolina

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a bad credit rating. Payday loan approvals depend very much on other aspects. Lenders will look at your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

Let's see

Other Payday Lenders in Bamberg, South Carolina

Navy Federal Credit Union - ATM

Blvd De France Bldg 409, Parris Island, SC 29905, USA

+1 (888) 842-6328

www.navyfederal.org

Pinnacle Financial Partners

1000 William Hilton Pkwy f4, Hilton Head Island, SC 29928, USA

+1 (843) 842-3232

www.pnfp.com

Republic Finance

1167 N Fraser St, Georgetown, SC 29440, USA

+1 (843) 520-0104

locations.republicfinance.com

National Finance Corporation

1424 Duke St, Georgetown, SC 29440, USA

+1 (843) 546-5951

First Citizens Bank

2170 Ashley Phosphate Rd, North Charleston, SC 29406, USA

+1 (843) 572-4600

www.firstcitizens.com

TitleMax Title Secured Loans

429 E Martintown Rd, North Augusta, SC 29841, USA

+1 (803) 441-8555

www.titlemax.com

K'ALoan Agency

10050 Two Notch Rd #3, Columbia, SC 29223, USA

+1 (803) 291-3640

Montana Capital Car Title Loans

215 Albright Rd, Rock Hill, SC 29730, USA

+1 (803) 310-2131

montanacapital.com

TitleMax Title Secured Loans

6793 Calhoun Memorial Pkwy, Easley, SC 29640, USA

+1 (864) 855-9882

www.titlemax.com