First Citizens Bank Payday Loans Review - Beaufort, South Carolina

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921 Bay St, Beaufort, SC 29902, USA
+1 (843) 522-8088
www.firstcitizens.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Testimonials

Feedback about First Citizens Bank?

Here you read the feedback of our customers.
Note

Pay Attention

Above-defined info offers the details about a certain lending company. Below-shown info is oriented on common information about payday loans.

Payday Loans in Beaufort, North Carolina

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

It is simple and quick to issue payday loans in Beaufort, North Carolina. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.

APR

36% APR small loan cap

How will First Citizens Bank help issue a payday loan in Beaufort, North Carolina?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to consider the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Beaufort, North Carolina. The company will estimate many points to qualify such as payment abilities. Cash advance will be a source to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the annual percentage rate of the payday loan, you are welcome to use the calculator. It will define the cost of the loan.

Let's see

Other Payday Lenders in Beaufort, South Carolina

World Finance

106 Express Ln, Darlington, SC 29532, USA

+1 (843) 395-0243

www.loansbyworld.com

Advance America

3403 W Blue Ridge Dr, Greenville, SC 29611, USA

+1 (864) 269-9059

www.advanceamerica.net

Regional Finance

211 Oconee Square Dr, Seneca, SC 29678, USA

+1 (864) 882-1099

branches.regionalfinance.com

Approved Cash

1458 Asheville Hwy, Spartanburg, SC 29303, USA

+1 (864) 582-9112

approvedcashadvance.com

Founders Federal Credit Union

1307 Boiling Springs Rd, Spartanburg, SC 29303, USA

+1 (800) 845-1614

www.foundersfcu.com

SouthState Bank

520 N Jefferies Blvd, Walterboro, SC 29488, USA

+1 (843) 549-1553

southstatebank.com

State Credit Union

306 Pearman Dairy Rd, Anderson, SC 29625, USA

+1 (864) 225-7731

www.scscu.com

World Finance

1009 Market St, Camden, SC 29020, USA

+1 (803) 432-8411

www.loansbyworld.com

Woodforest National Bank

605 St James Ave, Goose Creek, SC 29445, USA

+1 (843) 790-6892

www.woodforest.com