Carolina Payday Loans, Inc. Payday Loans Review - Cayce, South Carolina

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4.8 98 reviews
Loan agency in Cayce, South Carolina

1120 Knox Abbott Dr, Cayce, SC 29033, USA
+1 (803) 796-9029
carolinapaydayloansinc.com

Domain Info

Created Date

2008-07-24

Mailing Address

South Carolina

United States

Company Name

Carolina Payday Loans, Inc.

Carolina Payday Loans, Inc.

Testimonials

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Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes people grapple with general information about payday loans.

Payday Loans in Cayce, South Carolina

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Cayce, South Carolina is issued easily and fast. The interest percentage is set considering the category of the customer: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Carolina Payday Loans, Inc. help issue a payday loan in Cayce, South Carolina?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be credited to credit card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Cayce, South Carolina. The lending company will estimate many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the outcome.

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