First Credit Payday Loans Review - Charleston, South Carolina

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5 reviews
Loan agency in Charleston, South Carolina

1703 Savannah Hwy, Charleston, SC 29407, USA
7 years in business
+1 (843) 763-2424
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–6PM
Testimonials

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Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes people get acquainted general information about payday loans.

Payday Loans in Charleston, Maine

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

It is simple and fast to take out loans in Charleston, Maine. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will First Credit help issue a payday loan in Charleston, Maine?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The deposit will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Charleston, Maine. They assess many other factors before taking out a payday loan. One of them is payment abilities. This is a way to improve your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will specify the cost of the loan. It takes seconds to see the outcome.

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