What people think about SouthState Bank?
Outstanding customer service with full service banking needs.
Just waited 45 minutes to open a new account.
I've worked with her for years now on car purchases and a home purchase.
Dr. Dimitri Kub
Above there is information about a definite lender. Below you can read common aspects of payday loans.
Payday Loans in Charleston, Maine
Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.
Payday loans are the easiest loans to qualify for in Charleston, Maine. The entire process is straightforward. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal information.
30% APR; In Fact - 217%*
Advantages of SouthState Bank that offers payday loans in Charleston, Maine
- Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of loan providers.
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to people with a bad credit rating. Payday loan approvals depend very much on specific aspects. Payday companies will check your earnings and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a payday loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.