First Citizens Bank Payday Loans Review - Charleston, South Carolina

Your personal information is safe with us
3.2 13 reviews

462 Folly Rd, Charleston, SC 29412, USA
+1 (843) 762-1891
locations.firstcitizens.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Testimonials

Feedback about First Citizens Bank?

Here you get acquainted with the reviews of our clients.
Note

Pay Attention

Lenders are provided in the first three points. Below info shows shared information about payday loans.

Payday Loans in Charleston, Maine

A short-term loan is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

It is simple and quick to take out payday loans in Charleston, Maine. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

How will First Citizens Bank help issue a payday loan in Charleston, Maine?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A negative factor processed by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by payday lenders to issue a cash advance. The lending company review many aspects such as financial solvency to approve the request. Cash advance in Charleston, Maine may help level up your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as APR.

Let's see

Other Payday Lenders in Charleston, South Carolina

First Citizens Bank ATM

108 W Church St, Cowpens, SC 29330, USA

+1 (864) 463-4361

www.firstcitizens.com

Security Finance

317 N Limestone St, Gaffney, SC 29340, USA

+1 (864) 489-0643

www.securityfinance.com

Regions Bank

3404 Clemson Blvd, Anderson, SC 29621, USA

+1 (864) 965-7420

www.regions.com

Woodforest National Bank

141 Dorman Centre Dr, Spartanburg, SC 29301, USA

+1 (864) 285-3340

www.woodforest.com

SouthState Bank

32 William Pope Dr, Okatie, SC 29909, USA

+1 (843) 705-7764

southstatebank.com

SouthState Bank

600 Robertson Blvd, Walterboro, SC 29488, USA

+1 (843) 549-1553

southstatebank.com

Chesnee Title Loans

213 S Alabama Ave, Chesnee, SC 29323, USA

+1 (864) 461-1218

www.chesneetitleloans.com

First Citizens Bank

808 N Greenwood Ave Ext, Ware Shoals, SC 29692, USA

+1 (864) 456-7451

www.firstcitizens.com

Carolina's Best Finance

1158 Cherry Rd, Rock Hill, SC 29732, USA

+1 (803) 980-2378

carolinasbestfinance.com