First Citizens Bank ATM Payday Loans Review - Cheraw, South Carolina

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701 Chesterfield Hwy, Cheraw, SC 29520, USA
+1 (888) 612-4444
www.firstcitizens.com
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
(Easter)
Open 24 hours
Hours might differ
Monday
Open 24 hours
Tuesday
Open 24 hours
Testimonials

What people think about First Citizens Bank ATM?

Below you get acquainted with some of the reviews of our customers.
Note

Pay Attention

The above-given information provides the details about a definite company. The information below is about common information about payday loans.

Payday Loans in Cheraw, South Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans in Cheraw, South Carolina is are simple to access. The interest rate is individual for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

Advantages of First Citizens Bank ATM that offers payday loans in Cheraw, South Carolina

  • 24/7 service. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account very quickly.
  • High approval chances. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on other circumstances. They will look at your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get accepted for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see

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Synovus Bank

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Advance America

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Watson Finance Co Inc

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Auto Money

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