Community Loans of America Payday Loans Review - Columbia, South Carolina

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Loan agency in St. Andrews, South Carolina
Organization owner?
1327 Broad River Rd, Columbia, SC 29210, USA
+1 (803) 731-8660
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Testimonials

Feedback about Community Loans of America?

Here you get acquainted with the feedback of our clients.

I issued a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Prof. Lon Witting MD

Sky-scraper interest rate. When paying off a debt, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another site.

Tyreek Bailey

I tried to borrow money from Community Loans of America. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Amaya Strosin

I contacted Community Loans of America 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?

Amya Braun

I tried to borrow money from Community Loans of America. They refused. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Caden Hoppe

I borrowed $300 for several days. When the payday loan was returned, they applied a gigantic commissions, I had to pay almost $400.

Raina Armstrong Jr.

I issued a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Prof. Lon Witting MD

Sky-scraper interest rate. When paying off a debt, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another site.

Tyreek Bailey

I tried to borrow money from Community Loans of America. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Amaya Strosin

I contacted Community Loans of America 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, contact the company in a month. Why?

Amya Braun

I tried to borrow money from Community Loans of America. They refused. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Caden Hoppe

I borrowed $300 for several days. When the payday loan was returned, they applied a gigantic commissions, I had to pay almost $400.

Raina Armstrong Jr.

Note

Pay Attention

Above-defined info provides the details about a definite lender. Below-defined info is devoted to general information about payday loans.

Payday Loans in Columbia, Connecticut

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Columbia, Connecticut is taken out easily and quickly. The interest percentage is specified depending on the category of the borrower: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

12$ small loan cap

How will Community Loans of America help take out a payday loan in Columbia, Connecticut?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are taken out day and night. The payday loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Columbia, Connecticut. They estmate many other factors before issuing a loan. One of them is payment abilities. This is a way to improve your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the APR of the payday loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.

Let's see

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AllSouth Federal Credit Union

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Local Finance and Tax Service of HollyHill SC

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AgSouth Farm Credit

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